Side-by-side · Q2 2026 data
UNB Bank vs Hidden River Credit Union
Metric by metric
| Measure | UNB Bank | Hidden River Credit Union |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 43 | 43 |
| Loan quality | 96 (stronger) | 90 |
| Earnings | 25 | 65 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 34th | 60th |
| Total assets | $167.3M | $258.8M |
| Deposits / shares | $156.4M | $234.7M |
| Capital ratio | 9.33% (stronger) | 9.25% |
| Problem loans | 0.12% (stronger) | 0.31% |
| Net charge-offs | 0.01% (stronger) | 0.27% |
| Return on assets | 0.14% | 1.14% (stronger) |
| Loans ÷ deposits | 57.2% | 46.8% (stronger) |
| Uninsured deposits | 9.8% | 6.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | — |
Hidden River Credit Union has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), UNB Bank leads on 3 and Hidden River Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.