Side-by-side · Q2 2026 data
UNB Bank vs Sharon Bank
Metric by metric
| Measure | UNB Bank | Sharon Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 43 | 44 (stronger) |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 25 | 46 (stronger) |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 34th | 29th |
| Total assets | $167.3M | $172.6M |
| Deposits / shares | $156.4M | $146.9M |
| Capital ratio | 9.33% | 9.38% (stronger) |
| Problem loans | 0.12% (stronger) | 0.16% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.14% | 0.65% (stronger) |
| Loans ÷ deposits | 57.2% (stronger) | 92.2% |
| Uninsured deposits | 9.8% (stronger) | 11.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | 8.7% |
UNB Bank has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), UNB Bank leads on 4 and Sharon Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.