Side-by-side · Q2 2026 data
UNB Bank vs Westmoreland Federal Savings and Loan Association
Bank
Westmoreland Federal Savings and Loan Association
Latrobe, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | UNB Bank | Westmoreland Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 96 (stronger) | 54 |
| Earnings | 25 (stronger) | 21 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 34th | 50th |
| Total assets | $167.3M | $166.5M |
| Deposits / shares | $156.4M | $120.9M |
| Capital ratio | 9.33% | 26.92% (stronger) |
| Problem loans | 0.12% (stronger) | 1.37% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.14% (stronger) | 0.02% |
| Loans ÷ deposits | 57.2% (stronger) | 57.2% |
| Uninsured deposits | 9.8% | 3.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | 0.0% |
Westmoreland Federal Savings and Loan Association has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), UNB Bank leads on 3 and Westmoreland Federal Savings and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.