Side-by-side · Q2 2026 data
UniBank for Savings vs Allcom Credit Union
Metric by metric
| Measure | UniBank for Savings | Allcom Credit Union |
|---|---|---|
| TellerScore | 62 | 85 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 79 | 98 (stronger) |
| Earnings | 62 (stronger) | 34 |
| Funding & liquidity | 62 | 91 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 27th | 77th |
| Total assets | $3.1B | $81.8M |
| Deposits / shares | $2.6B | $67.8M |
| Capital ratio | 8.83% | 16.60% (stronger) |
| Problem loans | 0.62% | 0.07% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.06% (stronger) | 0.36% |
| Loans ÷ deposits | 82.4% | 69.3% (stronger) |
| Uninsured deposits | 29.4% | 3.5% (stronger) |
| Offices | 15 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
Allcom Credit Union has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), UniBank for Savings leads on 2 and Allcom Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.