Side-by-side · Q2 2026 data
UniBank for Savings vs Norfolk Community Federal Credit Union
Credit union
Norfolk Community Federal Credit Union
Norfolk, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | UniBank for Savings | Norfolk Community Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 80 (stronger) |
| Capital cushion | 38 | 77 (stronger) |
| Loan quality | 79 | 84 (stronger) |
| Earnings | 62 | 64 (stronger) |
| Funding & liquidity | 62 | 92 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 27th | 65th |
| Total assets | $3.1B | $33.0M |
| Deposits / shares | $2.6B | $27.5M |
| Capital ratio | 8.83% | 12.67% (stronger) |
| Problem loans | 0.62% | 0.48% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.28% |
| Return on assets | 1.06% | 1.11% (stronger) |
| Loans ÷ deposits | 82.4% | 68.5% (stronger) |
| Uninsured deposits | 29.4% | 0.0% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
Norfolk Community Federal Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), UniBank for Savings leads on 1 and Norfolk Community Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.