Side-by-side · Q2 2026 data
UNICO Bank vs Connections Bank
Metric by metric
| Measure | UNICO Bank | Connections Bank |
|---|---|---|
| TellerScore | 47 | 78 (stronger) |
| Capital cushion | 39 | 48 (stronger) |
| Loan quality | 15 | 100 (stronger) |
| Earnings | 74 | 98 (stronger) |
| Funding & liquidity | 72 (stronger) | 61 |
| Problem-loan coverage | 57 | 100 (stronger) |
| Peer percentile | 5th | 72nd |
| Total assets | $502.6M | $516.6M |
| Deposits / shares | $456.6M | $456.3M |
| Capital ratio | 8.89% | 9.80% (stronger) |
| Problem loans | 2.55% | 0.00% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 1.34% | 1.95% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 94.1% |
| Uninsured deposits | 10.0% (stronger) | 19.8% |
| Offices | 14 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | 4.0% |
Connections Bank has the higher TellerScore (78 vs 47). On the 7 directional measures above (where higher or lower is clearly better), UNICO Bank leads on 2 and Connections Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.