Side-by-side · Q2 2026 data
UNICO Bank vs New Era Bank
Metric by metric
| Measure | UNICO Bank | New Era Bank |
|---|---|---|
| TellerScore | 47 | 95 (stronger) |
| Capital cushion | 39 | 90 (stronger) |
| Loan quality | 15 | 99 (stronger) |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 72 | 93 (stronger) |
| Problem-loan coverage | 57 | 95 (stronger) |
| Peer percentile | 5th | 99th |
| Total assets | $502.6M | $453.1M |
| Deposits / shares | $456.6M | $387.7M |
| Capital ratio | 8.89% | 13.98% (stronger) |
| Problem loans | 2.55% | 0.02% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.25% |
| Return on assets | 1.34% | 2.46% (stronger) |
| Loans ÷ deposits | 88.2% | 64.7% (stronger) |
| Uninsured deposits | 10.0% (stronger) | 17.1% |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | — |
New Era Bank has the higher TellerScore (95 vs 47). On the 7 directional measures above (where higher or lower is clearly better), UNICO Bank leads on 2 and New Era Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Farmington, MO
- Desloge, MO
- Park Hills, MO