Side-by-side · Q2 2026 data
Unified Homeowners of Illinois Federal Credit Union vs Mt. Zion Credit Union
Credit union
Unified Homeowners of Illinois Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Unified Homeowners of Illinois Federal Credit Union | Mt. Zion Credit Union |
|---|---|---|
| TellerScore | 57 | 74 (stronger) |
| Capital cushion | 22 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 17th | 49th |
| Total assets | $460K | $428K |
| Deposits / shares | $426K | $347K |
| Capital ratio | 7.19% | 18.91% (stronger) |
| Problem loans | 0.00% (stronger) | 3.97% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -2.69% | 3.93% (stronger) |
| Loans ÷ deposits | 49.9% | 22.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mt. Zion Credit Union has the higher TellerScore (74 vs 57). On the 5 directional measures above (where higher or lower is clearly better), Unified Homeowners of Illinois Federal Credit Union leads on 1 and Mt. Zion Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.