Unified Homeowners of Illinois Federal Credit Union (NCUA charter #24767) is based in Chicago, Illinois. Its Q2 2026 call report shows $460K in total assets and $426K in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Unified Homeowners of Illinois Federal Credit Union scores 57/100, which we describe as moderate. That is higher than only 17% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 168th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (0/100; -2.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 57).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 80 |
| Q4 2024 | 80 |
| Q1 2025 | 70 |
| Q2 2025 | 58 |
| Q3 2025 | 67 |
| Q4 2025 | 58 |
| Q1 2026 | 58 |
| Q2 2026 | 57 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 23.54% |
| Q3 2024 | 22.12% |
| Q4 2024 | 18.92% |
| Q1 2025 | 11.56% |
| Q2 2025 | 7.51% |
| Q3 2025 | 10.48% |
| Q4 2025 | 7.76% |
| Q1 2026 | 7.51% |
| Q2 2026 | 7.19% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -19.08% |
| Q3 2024 | -15.71% |
| Q4 2024 | -18.85% |
| Q1 2025 | -26.82% |
| Q2 2025 | -22.79% |
| Q3 2025 | -11.91% |
| Q4 2025 | -14.89% |
| Q1 2026 | -4.36% |
| Q2 2026 | -2.69% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $460K | 7.19% | 0.00% | -2.69% | 49.9% |
| Q1 2026 | 58 | $456K | 7.51% | 0.00% | -4.36% | 54.9% |
| Q4 2025 | 58 | $505K | 7.76% | 0.00% | -14.89% | 63.1% |
| Q3 2025 | 67 | $576K | 10.48% | 0.00% | -11.91% | 40.2% |
| Q2 2025 | 58 | $592K | 7.51% | 0.00% | -22.79% | 38.8% |
| Q1 2025 | 70 | $613K | 11.56% | 0.00% | -26.82% | 39.3% |
| Q4 2024 | 80 | $591K | 18.92% | 0.00% | -18.85% | 41.0% |
| Q3 2024 | 80 | $659K | 22.12% | 0.00% | -15.71% | 39.0% |
| Q2 2024 | 80 | $675K | 23.54% | 0.00% | -19.08% | 30.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Mark Credit UnionCredit union Chicago, IL | 71 out of 100, Strong | $472K | 23.2% | 1.11% | vs |
| Alton Municipal Employees Federal Credit UnionCredit union Alton, IL | 56 out of 100, Moderate | $436K | 38.4% | 1.87% | vs |
| Mt. Zion Credit UnionCredit union Zion, IL | 74 out of 100, Strong | $428K | 18.9% | 3.97% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Services Credit UnionCredit union Naperville, IL | 80 out of 100, Strong | $407K | 69.2% | 2.32% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |
Deposit insurance
Is my money safe at Unified Homeowners of Illinois Federal Credit Union?
Yes. Unified Homeowners of Illinois Federal Credit Union is a federally insured credit union (NCUA charter #24767). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 7.19%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Unified Homeowners of Illinois Federal Credit Union lists 1 office in 1 city. Most locations:
- Chicago, IL (1)
Identity & history
Profile
- Legal name
- Unified Homeowners of Illinois Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24767
- RSSD ID
- 3450754
- Primary regulator
- NCUA
- Established
- 2006
- Headquarters
- 4464 N Milwaukee Ave, Chicago, IL 60630
- Employees
- 2
Quick answers
Unified Homeowners of Illinois Federal Credit Union: common questions
Is Unified Homeowners of Illinois Federal Credit Union NCUA insured?
Yes. Unified Homeowners of Illinois Federal Credit Union is a federally insured credit union (NCUA charter #24767). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Unified Homeowners of Illinois Federal Credit Union's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Unified Homeowners of Illinois Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chicago
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |