Side-by-side · Q2 2026 data
Union Federal Credit Union vs Hutchinson Postal & Community Credit Union
Credit union
Hutchinson Postal & Community Credit Union
Hutchinson, Kansas · Under $100 million in assets
Metric by metric
| Measure | Union Federal Credit Union | Hutchinson Postal & Community Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 70 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 0 | 7 (stronger) |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 65th | 40th |
| Total assets | $611K | $5.2M |
| Deposits / shares | $474K | $4.2M |
| Capital ratio | 21.22% (stronger) | 17.60% |
| Problem loans | 0.00% (stronger) | 0.85% |
| Net charge-offs | 0.00% (stronger) | 1.42% |
| Return on assets | -3.96% | -0.33% (stronger) |
| Loans ÷ deposits | 30.7% (stronger) | 83.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Federal Credit Union has the higher TellerScore (80 vs 70). On the 6 directional measures above (where higher or lower is clearly better), Union Federal Credit Union leads on 5 and Hutchinson Postal & Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.