Side-by-side · Q2 2026 data
Union Federal Credit Union vs Louisiana Machinery Employees Federal Credit Union
Credit union
Louisiana Machinery Employees Federal Credit Union
Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Union Federal Credit Union | Louisiana Machinery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 0 | 18 (stronger) |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 65th | 62nd |
| Total assets | $611K | $3.9M |
| Deposits / shares | $474K | $3.0M |
| Capital ratio | 21.22% | 22.39% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | -3.96% | -0.05% (stronger) |
| Loans ÷ deposits | 30.7% (stronger) | 89.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Federal Credit Union has the higher TellerScore (80 vs 79). On the 5 directional measures above (where higher or lower is clearly better), Union Federal Credit Union leads on 2 and Louisiana Machinery Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.