Side-by-side · Q2 2026 data
Union Federal Credit Union vs Ouachita Valley Federal Credit Union
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Union Federal Credit Union | Ouachita Valley Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 0 | 75 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 65th | 78th |
| Total assets | $611K | $464.1M |
| Deposits / shares | $474K | $420.9M |
| Capital ratio | 21.22% (stronger) | 13.12% |
| Problem loans | 0.00% (stronger) | 0.78% |
| Net charge-offs | 0.00% (stronger) | 0.68% |
| Return on assets | -3.96% | 1.37% (stronger) |
| Loans ÷ deposits | 30.7% (stronger) | 71.8% |
| Uninsured deposits | 0.0% (stronger) | 8.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Union Federal Credit Union leads on 5 and Ouachita Valley Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.