Side-by-side · Q2 2026 data
Union Federal Credit Union vs Richland Parish Schools Federal Credit Union
Credit union
Richland Parish Schools Federal Credit Union
Rayville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Union Federal Credit Union | Richland Parish Schools Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 65th | 49th |
| Total assets | $611K | $619K |
| Deposits / shares | $474K | $435K |
| Capital ratio | 21.22% | 29.55% (stronger) |
| Problem loans | 0.00% (stronger) | 6.18% |
| Net charge-offs | 0.00% | -0.31% (stronger) |
| Return on assets | -3.96% | 2.99% (stronger) |
| Loans ÷ deposits | 30.7% (stronger) | 42.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Federal Credit Union has the higher TellerScore (80 vs 74). On the 6 directional measures above (where higher or lower is clearly better), Union Federal Credit Union leads on 3 and Richland Parish Schools Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.