Side-by-side · Q2 2026 data
Union Savings Bank vs First County Bank
Metric by metric
| Measure | Union Savings Bank | First County Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 61 |
| Capital cushion | 65 (stronger) | 46 |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 52 (stronger) | 38 |
| Funding & liquidity | 59 (stronger) | 48 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 63rd | 24th |
| Total assets | $3.3B | $2.4B |
| Deposits / shares | $2.5B | $1.9B |
| Capital ratio | 11.48% (stronger) | 9.55% |
| Problem loans | 0.29% | 0.24% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 0.81% (stronger) | 0.46% |
| Loans ÷ deposits | 92.6% (stronger) | 98.8% |
| Uninsured deposits | 22.7% (stronger) | 27.0% |
| Offices | 25 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.5% | 19.6% |
Union Savings Bank has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Union Savings Bank leads on 6 and First County Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.