Side-by-side · Q2 2026 data
Union Savings Bank vs Blackhawk Area Credit Union
Metric by metric
| Measure | Union Savings Bank | Blackhawk Area Credit Union |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 45 | 84 (stronger) |
| Loan quality | 91 | 96 (stronger) |
| Earnings | 32 | 45 (stronger) |
| Funding & liquidity | 91 (stronger) | 71 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 31st | 62nd |
| Total assets | $182.0M | $39.1M |
| Deposits / shares | $166.1M | $34.5M |
| Capital ratio | 9.52% | 13.41% (stronger) |
| Problem loans | 0.27% | 0.13% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 0.31% | 0.62% (stronger) |
| Loans ÷ deposits | 69.4% (stronger) | 89.3% |
| Uninsured deposits | 6.6% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Blackhawk Area Credit Union has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Union Savings Bank leads on 2 and Blackhawk Area Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.