Side-by-side · Q2 2026 data
Union Trades Federal Credit Union vs Preston Federal Credit Union
Credit union
Union Trades Federal Credit Union
Parkersburg, West Virginia · Under $100 million in assets
Credit union
Preston Federal Credit Union
Kingwood, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Union Trades Federal Credit Union | Preston Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 69 (stronger) | 63 |
| Earnings | 61 | 74 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 75th | 68th |
| Total assets | $34.4M | $31.2M |
| Deposits / shares | $27.9M | $26.9M |
| Capital ratio | 18.44% (stronger) | 13.63% |
| Problem loans | 0.92% (stronger) | 1.10% |
| Net charge-offs | 0.61% | 0.29% (stronger) |
| Return on assets | 1.03% | 1.35% (stronger) |
| Loans ÷ deposits | 34.3% (stronger) | 39.2% |
| Uninsured deposits | 5.1% (stronger) | 7.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Trades Federal Credit Union has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Union Trades Federal Credit Union leads on 5 and Preston Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.