Side-by-side · Q2 2026 data
Union Trades Federal Credit Union vs Southeastern Ohio Credit Union
Credit union
Union Trades Federal Credit Union
Parkersburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Union Trades Federal Credit Union | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 69 (stronger) | 66 |
| Earnings | 61 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 75th | 59th |
| Total assets | $34.4M | $65.4M |
| Deposits / shares | $27.9M | $56.9M |
| Capital ratio | 18.44% (stronger) | 12.08% |
| Problem loans | 0.92% (stronger) | 1.03% |
| Net charge-offs | 0.61% (stronger) | 0.68% |
| Return on assets | 1.03% | 1.49% (stronger) |
| Loans ÷ deposits | 34.3% (stronger) | 61.9% |
| Uninsured deposits | 5.1% | 0.0% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Trades Federal Credit Union has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Union Trades Federal Credit Union leads on 5 and Southeastern Ohio Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.