Side-by-side · Q2 2026 data
Unite Credit Union vs Allen Hospital Personnel Credit Union
Credit union
Allen Hospital Personnel Credit Union
Waterloo, Iowa · Under $100 million in assets
Metric by metric
| Measure | Unite Credit Union | Allen Hospital Personnel Credit Union |
|---|---|---|
| TellerScore | 45 | 77 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 0 | 61 (stronger) |
| Earnings | 11 | 41 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 71 | 93 (stronger) |
| Peer percentile | 5th | 57th |
| Total assets | $23.6M | $6.0M |
| Deposits / shares | $20.7M | $4.9M |
| Capital ratio | 11.82% | 18.54% (stronger) |
| Problem loans | 3.42% | 1.18% (stronger) |
| Net charge-offs | 0.66% (stronger) | 0.86% |
| Return on assets | -0.23% | 0.52% (stronger) |
| Loans ÷ deposits | 49.5% (stronger) | 65.3% |
| Uninsured deposits | 0.1% (stronger) | 0.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Allen Hospital Personnel Credit Union has the higher TellerScore (77 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Unite Credit Union leads on 3 and Allen Hospital Personnel Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.