Side-by-side · Q2 2026 data
Unite Credit Union vs Cedar Falls Community Credit Union
Metric by metric
| Measure | Unite Credit Union | Cedar Falls Community Credit Union |
|---|---|---|
| TellerScore | 45 | 80 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 0 | 74 (stronger) |
| Earnings | 11 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 71 | 92 (stronger) |
| Peer percentile | 5th | 78th |
| Total assets | $23.6M | $251.7M |
| Deposits / shares | $20.7M | $209.6M |
| Capital ratio | 11.82% | 15.87% (stronger) |
| Problem loans | 3.42% | 0.78% (stronger) |
| Net charge-offs | 0.66% | 0.18% (stronger) |
| Return on assets | -0.23% | 1.20% (stronger) |
| Loans ÷ deposits | 49.5% (stronger) | 99.2% |
| Uninsured deposits | 0.1% (stronger) | 12.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Cedar Falls Community Credit Union has the higher TellerScore (80 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Unite Credit Union leads on 2 and Cedar Falls Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.