Side-by-side · Q2 2026 data
United Association Credit Union vs Mid-Cities Credit Union
Metric by metric
| Measure | United Association Credit Union | Mid-Cities Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 21 |
| Loan quality | 85 (stronger) | 77 |
| Earnings | 21 | 21 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 65th | 13th |
| Total assets | $14.3M | $16.0M |
| Deposits / shares | $11.8M | $14.6M |
| Capital ratio | 17.30% (stronger) | 7.11% |
| Problem loans | 0.45% (stronger) | 0.69% |
| Net charge-offs | -0.02% (stronger) | 1.73% |
| Return on assets | 0.02% (stronger) | 0.01% |
| Loans ÷ deposits | 62.3% | 35.7% (stronger) |
| Uninsured deposits | 1.7% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Association Credit Union has the higher TellerScore (80 vs 54). On the 7 directional measures above (where higher or lower is clearly better), United Association Credit Union leads on 5 and Mid-Cities Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.