Side-by-side · Q2 2026 data
United Bank vs Community Neighbor Bank
Metric by metric
| Measure | United Bank | Community Neighbor Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 55 | 57 (stronger) |
| Earnings | 72 | 76 (stronger) |
| Funding & liquidity | 47 | 85 (stronger) |
| Problem-loan coverage | 88 | 88 |
| Peer percentile | 74th | 40th |
| Total assets | $1.5B | $193.2M |
| Deposits / shares | $1.2B | $171.7M |
| Capital ratio | 15.79% (stronger) | 11.13% |
| Problem loans | 1.35% | 1.30% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.21% |
| Return on assets | 1.31% | 1.39% (stronger) |
| Loans ÷ deposits | 75.9% | 58.9% (stronger) |
| Uninsured deposits | 48.4% | 28.6% (stronger) |
| Offices | 19 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.3% | — |
United Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 3 and Community Neighbor Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Camden, AL