Side-by-side · Q2 2026 data
United Bank vs Regions Bank
Metric by metric
| Measure | United Bank | Regions Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 55 | 69 (stronger) |
| Earnings | 72 | 78 (stronger) |
| Funding & liquidity | 47 | 59 (stronger) |
| Problem-loan coverage | 88 | 90 (stronger) |
| Peer percentile | 74th | 73rd |
| Total assets | $1.5B | $159.8B |
| Deposits / shares | $1.2B | $131.8B |
| Capital ratio | 15.79% (stronger) | 9.50% |
| Problem loans | 1.35% | 0.93% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.47% |
| Return on assets | 1.31% | 1.46% (stronger) |
| Loans ÷ deposits | 75.9% | 74.6% (stronger) |
| Uninsured deposits | 48.4% | 39.2% (stronger) |
| Offices | 19 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,184 |
| Complaints per $1B deposits | — | 24.2 |
| Mortgage denial rate (HMDA) | 20.3% | 43.1% |
United Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 3 and Regions Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Daphne, AL
- Foley, AL
- Bay Minette, AL
- Semmes, AL
- Milton, FL
- Atmore, AL
- Pace, FL
- Brewton, AL
- Monroeville, AL