Side-by-side · Q2 2026 data
United Catholics Federal Credit Union vs Central Valley Firefighters Credit Union
Credit union
United Catholics Federal Credit Union
Covina, California · Under $100 million in assets
Credit union
Central Valley Firefighters Credit Union
Fresno, California · Under $100 million in assets
Metric by metric
| Measure | United Catholics Federal Credit Union | Central Valley Firefighters Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 48 | 87 (stronger) |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 50 | 75 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 49th | 83rd |
| Total assets | $49.3M | $49.5M |
| Deposits / shares | $44.0M | $42.5M |
| Capital ratio | 9.82% | 13.73% (stronger) |
| Problem loans | 0.02% (stronger) | 0.42% |
| Net charge-offs | 0.04% (stronger) | 0.16% |
| Return on assets | 0.74% | 1.37% (stronger) |
| Loans ÷ deposits | 52.6% (stronger) | 61.1% |
| Uninsured deposits | 11.9% | 5.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Valley Firefighters Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), United Catholics Federal Credit Union leads on 3 and Central Valley Firefighters Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.