TellerScore

United Catholics Federal Credit Union (NCUA charter #12029) is based in Covina, California. Its Q2 2026 call report shows $49.3M in total assets and $44.0M in member shares and deposits and 2 offices across 2 states.

Based on its Q2 2026 filing, United Catholics Federal Credit Union scores 74/100, which we describe as strong. That is higher than only 49% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 98th. Its strongest component is funding & liquidity (100/100; 53% loans-to-deposits, 12% uninsured), and its lowest is capital cushion (48/100; 9.82%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Net worth ratio: 9.82%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.02%
Earnings50/100
Return on assets (annualized): 0.74%
Funding & liquidity100/100
Loans ÷ shares: 52.6% · 11.9% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 74).

TellerScore
636975Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202472
Q3 202473
Q4 202463
Q1 202571
Q2 202573
Q3 202574
Q4 202575
Q1 202674
Q2 202674
Net worth ratio
7.00%8.41%9.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20248.49%
Q3 20248.89%
Q4 20249.08%
Q1 20259.24%
Q2 20259.36%
Q3 20259.53%
Q4 20259.68%
Q1 20269.71%
Q2 20269.82%
Delinquent loans (60+ days)
0.00%0.51%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.01%
Q3 20240.01%
Q4 20241.01%
Q1 20250.13%
Q2 20250.02%
Q3 20250.01%
Q4 20250.04%
Q1 20260.00%
Q2 20260.02%
Return on assets
0.67%0.78%0.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.88%
Q3 20240.87%
Q4 20240.81%
Q1 20250.67%
Q2 20250.74%
Q3 20250.78%
Q4 20250.84%
Q1 20260.71%
Q2 20260.74%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$49.3M9.82%0.02%0.74%52.6%
Q1 202674$50.0M9.71%0.00%0.71%52.1%
Q4 202575$47.8M9.68%0.04%0.84%53.0%
Q3 202574$47.2M9.53%0.01%0.78%52.4%
Q2 202573$47.0M9.36%0.02%0.74%54.0%
Q1 202571$46.6M9.24%0.13%0.67%52.6%
Q4 202463$46.5M9.08%1.01%0.81%51.2%
Q3 202473$46.7M8.89%0.01%0.87%51.4%
Q2 202472$47.8M8.49%0.01%0.88%49.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.82%
15th
Problem loans0.02%
86th
Net charge-offs0.04%
64th
Return on assets0.74%
55th
Loans to deposits52.6%
59th
Uninsured deposits11.9%
5th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
84th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Central Valley Firefighters Credit UnionCredit union Fresno, CA87 out of 100, Very strong$49.5M13.7%0.42%vs
Fresno Police Department Credit UnionCredit union Fresno, CA89 out of 100, Very strong$49.5M23.3%0.06%vs
Dow Great Western Credit UnionCredit union Antioch, CA52 out of 100, Below average$48.2M7.8%0.63%vs
Silverado Credit UnionCredit union Angwin, CA58 out of 100, Moderate$47.9M11.7%1.12%vs
U.P.S. Employees Federal Credit UnionCredit union Ontario, CA61 out of 100, Moderate$51.8M7.5%0.26%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs

Deposit insurance

Is my money safe at United Catholics Federal Credit Union?

Yes. United Catholics Federal Credit Union is a federally insured credit union (NCUA charter #12029). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.9% of shares and deposits ($5.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.82%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

United Catholics Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
United Catholics Federal Credit Union
Type
Federal credit union
NCUA charter #
12029
RSSD ID
83683
Primary regulator
NCUA
Established
1957
Headquarters
Po Box 4946, Covina, CA 91723
Employees
10

Quick answers

United Catholics Federal Credit Union: common questions

Is United Catholics Federal Credit Union NCUA insured?

Yes. United Catholics Federal Credit Union is a federally insured credit union (NCUA charter #12029). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is United Catholics Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does United Catholics Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Covina

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
American Plus Bank, N.A.Bank Arcadia, CA88 out of 100, Very strong$935.0M16.5%0.04%vs