Side-by-side · Q2 2026 data
United Catholics Federal Credit Union vs Silverado Credit Union
Credit union
United Catholics Federal Credit Union
Covina, California · Under $100 million in assets
Metric by metric
| Measure | United Catholics Federal Credit Union | Silverado Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 58 |
| Capital cushion | 48 | 67 (stronger) |
| Loan quality | 99 (stronger) | 63 |
| Earnings | 50 (stronger) | 16 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 49th | 19th |
| Total assets | $49.3M | $47.9M |
| Deposits / shares | $44.0M | $41.9M |
| Capital ratio | 9.82% | 11.72% (stronger) |
| Problem loans | 0.02% (stronger) | 1.12% |
| Net charge-offs | 0.04% (stronger) | 0.14% |
| Return on assets | 0.74% (stronger) | -0.11% |
| Loans ÷ deposits | 52.6% (stronger) | 89.7% |
| Uninsured deposits | 11.9% | 9.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Catholics Federal Credit Union has the higher TellerScore (74 vs 58). On the 7 directional measures above (where higher or lower is clearly better), United Catholics Federal Credit Union leads on 5 and Silverado Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.