Side-by-side · Q2 2026 data
United Community Credit Union vs Community First Credit Union
Metric by metric
| Measure | United Community Credit Union | Community First Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 87 | 91 (stronger) |
| Earnings | 62 (stronger) | 14 |
| Funding & liquidity | 71 | 71 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 86th | 30th |
| Total assets | $134.1M | $8.5M |
| Deposits / shares | $113.2M | $7.4M |
| Capital ratio | 15.41% (stronger) | 11.52% |
| Problem loans | 0.40% | 0.26% (stronger) |
| Net charge-offs | 0.38% (stronger) | 1.56% |
| Return on assets | 1.05% (stronger) | -0.14% |
| Loans ÷ deposits | 89.4% | 89.4% (stronger) |
| Uninsured deposits | 2.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Community Credit Union has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), United Community Credit Union leads on 4 and Community First Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.