Side-by-side · Q2 2026 data
United Community Credit Union vs Rock Valley Credit Union
Metric by metric
| Measure | United Community Credit Union | Rock Valley Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 87 (stronger) | 77 |
| Earnings | 62 (stronger) | 24 |
| Funding & liquidity | 71 (stronger) | 70 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 86th | 29th |
| Total assets | $134.1M | $174.4M |
| Deposits / shares | $113.2M | $152.7M |
| Capital ratio | 15.41% (stronger) | 11.50% |
| Problem loans | 0.40% (stronger) | 0.69% |
| Net charge-offs | 0.38% (stronger) | 0.94% |
| Return on assets | 1.05% (stronger) | 0.09% |
| Loans ÷ deposits | 89.4% (stronger) | 90.7% |
| Uninsured deposits | 2.3% (stronger) | 3.9% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
United Community Credit Union has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), United Community Credit Union leads on 7 and Rock Valley Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.