Side-by-side · Q2 2026 data
United Community Federal Credit Union vs Allentown Federal Credit Union
Credit union
United Community Federal Credit Union
West Mifflin, Pennsylvania · $100 million – $1 billion
Credit union
Allentown Federal Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | United Community Federal Credit Union | Allentown Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 86 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 98 (stronger) | 75 |
| Earnings | 78 (stronger) | 71 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 95th | 89th |
| Total assets | $129.1M | $127.7M |
| Deposits / shares | $111.2M | $106.5M |
| Capital ratio | 13.25% | 16.49% (stronger) |
| Problem loans | 0.06% (stronger) | 0.76% |
| Net charge-offs | 0.16% | -0.01% (stronger) |
| Return on assets | 1.45% (stronger) | 1.27% |
| Loans ÷ deposits | 42.0% (stronger) | 68.2% |
| Uninsured deposits | 2.9% | 2.1% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | 1.7% |
United Community Federal Credit Union has the higher TellerScore (90 vs 86). On the 7 directional measures above (where higher or lower is clearly better), United Community Federal Credit Union leads on 4 and Allentown Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.