Side-by-side · Q2 2026 data
United Employees Credit Union vs Pipefitters-Steamfitters Credit Union
Credit union
United Employees Credit Union
Albert Lea, Minnesota · Under $100 million in assets
Credit union
Pipefitters-Steamfitters Credit Union
Woodbury, Minnesota · Under $100 million in assets
Metric by metric
| Measure | United Employees Credit Union | Pipefitters-Steamfitters Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 83 |
| Capital cushion | 92 (stronger) | 84 |
| Loan quality | 73 (stronger) | 64 |
| Earnings | 84 | 87 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 83rd | 72nd |
| Total assets | $66.4M | $51.6M |
| Deposits / shares | $56.5M | $44.4M |
| Capital ratio | 14.19% (stronger) | 13.43% |
| Problem loans | 0.80% (stronger) | 1.07% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 1.59% | 1.69% (stronger) |
| Loans ÷ deposits | 50.0% (stronger) | 57.6% |
| Uninsured deposits | 2.0% (stronger) | 9.7% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Employees Credit Union has the higher TellerScore (87 vs 83). On the 7 directional measures above (where higher or lower is clearly better), United Employees Credit Union leads on 6 and Pipefitters-Steamfitters Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.