Side-by-side · Q2 2026 data
United Energy Credit Union vs Corpus Christi Postal Employees Credit Union
Credit union
Corpus Christi Postal Employees Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | United Energy Credit Union | Corpus Christi Postal Employees Credit Union |
|---|---|---|
| TellerScore | 77 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 32 | 81 (stronger) |
| Funding & liquidity | 68 | 98 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 57th | 97th |
| Total assets | $30.0M | $17.1M |
| Deposits / shares | $24.6M | $14.1M |
| Capital ratio | 16.46% | 20.25% (stronger) |
| Problem loans | 0.55% | 0.00% (stronger) |
| Net charge-offs | 0.33% | -0.02% (stronger) |
| Return on assets | 0.30% | 1.53% (stronger) |
| Loans ÷ deposits | 87.5% | 61.9% (stronger) |
| Uninsured deposits | 19.1% | 0.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Corpus Christi Postal Employees Credit Union has the higher TellerScore (96 vs 77). On the 7 directional measures above (where higher or lower is clearly better), United Energy Credit Union leads on 0 and Corpus Christi Postal Employees Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.