Side-by-side · Q2 2026 data
United Energy Credit Union vs United Credit Union
Metric by metric
| Measure | United Energy Credit Union | United Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 21 |
| Loan quality | 82 (stronger) | 79 |
| Earnings | 32 | 45 (stronger) |
| Funding & liquidity | 68 | 95 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 57th | 19th |
| Total assets | $30.0M | $29.6M |
| Deposits / shares | $24.6M | $27.2M |
| Capital ratio | 16.46% (stronger) | 7.07% |
| Problem loans | 0.55% (stronger) | 0.64% |
| Net charge-offs | 0.33% | 0.32% (stronger) |
| Return on assets | 0.30% | 0.63% (stronger) |
| Loans ÷ deposits | 87.5% | 65.2% (stronger) |
| Uninsured deposits | 19.1% | 0.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Energy Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), United Energy Credit Union leads on 3 and United Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.