Side-by-side · Q2 2026 data
United Midwest Savings Bank, National Association vs Ohio State Bank
Bank
United Midwest Savings Bank, National Association
Degraff, Ohio · $100 million – $1 billion
Metric by metric
| Measure | United Midwest Savings Bank, National Association | Ohio State Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 79 (stronger) | 67 |
| Loan quality | 65 | 66 (stronger) |
| Earnings | 54 | 61 (stronger) |
| Funding & liquidity | 74 (stronger) | 55 |
| Problem-loan coverage | 90 (stronger) | 85 |
| Peer percentile | 47th | 31st |
| Total assets | $523.4M | $484.0M |
| Deposits / shares | $430.8M | $405.4M |
| Capital ratio | 12.93% (stronger) | 11.69% |
| Problem loans | 1.05% | 1.03% (stronger) |
| Net charge-offs | 2.25% | 0.00% (stronger) |
| Return on assets | 0.86% | 1.02% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 104.9% |
| Uninsured deposits | 9.1% (stronger) | 13.9% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
United Midwest Savings Bank, National Association has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), United Midwest Savings Bank, National Association leads on 4 and Ohio State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.