Side-by-side · Q2 2026 data
United Midwest Savings Bank, National Association vs Portage Community Bank
Bank
United Midwest Savings Bank, National Association
Degraff, Ohio · $100 million – $1 billion
Metric by metric
| Measure | United Midwest Savings Bank, National Association | Portage Community Bank |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 79 (stronger) | 58 |
| Loan quality | 65 | 91 (stronger) |
| Earnings | 54 | 62 (stronger) |
| Funding & liquidity | 74 | 79 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 47th | 57th |
| Total assets | $523.4M | $552.2M |
| Deposits / shares | $430.8M | $489.6M |
| Capital ratio | 12.93% (stronger) | 10.83% |
| Problem loans | 1.05% | 0.27% (stronger) |
| Net charge-offs | 2.25% | -0.00% (stronger) |
| Return on assets | 0.86% | 1.06% (stronger) |
| Loans ÷ deposits | 86.2% | 81.2% (stronger) |
| Uninsured deposits | 9.1% | 8.5% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Portage Community Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), United Midwest Savings Bank, National Association leads on 1 and Portage Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.