Side-by-side · Q2 2026 data
United Savings Bank vs Hometown Bank of Pennsylvania
Metric by metric
| Measure | United Savings Bank | Hometown Bank of Pennsylvania |
|---|---|---|
| TellerScore | 89 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 53 | 74 (stronger) |
| Funding & liquidity | 86 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 94th | 17th |
| Total assets | $460.6M | $453.9M |
| Deposits / shares | $332.1M | $415.1M |
| Capital ratio | 17.44% (stronger) | 8.33% |
| Problem loans | 0.00% (stronger) | 1.07% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.84% | 1.35% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 85.3% |
| Uninsured deposits | 28.0% | 20.0% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.6% | — |
United Savings Bank has the higher TellerScore (89 vs 59). On the 7 directional measures above (where higher or lower is clearly better), United Savings Bank leads on 5 and Hometown Bank of Pennsylvania on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.