Side-by-side · Q2 2026 data
United States Senate Federal Credit Union vs Bayport Federal Credit Union
Credit union
United States Senate Federal Credit Union
Alexandria, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | United States Senate Federal Credit Union | Bayport Federal Credit Union |
|---|---|---|
| TellerScore | 45 | 69 (stronger) |
| Capital cushion | 29 | 63 (stronger) |
| Loan quality | 46 | 76 (stronger) |
| Earnings | 28 | 64 (stronger) |
| Funding & liquidity | 80 (stronger) | 66 |
| Problem-loan coverage | 70 | 88 (stronger) |
| Peer percentile | 3rd | 54th |
| Total assets | $1.5B | $2.8B |
| Deposits / shares | $1.4B | $2.4B |
| Capital ratio | 7.88% | 11.33% (stronger) |
| Problem loans | 1.63% | 0.71% (stronger) |
| Net charge-offs | 0.97% (stronger) | 1.00% |
| Return on assets | 0.19% | 1.09% (stronger) |
| Loans ÷ deposits | 79.9% (stronger) | 94.0% |
| Uninsured deposits | 11.8% (stronger) | 12.1% |
| Offices | 4 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Bayport Federal Credit Union has the higher TellerScore (69 vs 45). On the 7 directional measures above (where higher or lower is clearly better), United States Senate Federal Credit Union leads on 3 and Bayport Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.