Side-by-side · Q2 2026 data
United Texas Bank, National Association vs Safe 1 Credit Union
Metric by metric
| Measure | United Texas Bank, National Association | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 78 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 26 | 90 (stronger) |
| Funding & liquidity | 63 | 68 (stronger) |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 86th | 98th |
| Total assets | $1.1B | $1.2B |
| Deposits / shares | $790.8M | $963.8M |
| Capital ratio | 16.02% | 16.03% (stronger) |
| Problem loans | 0.00% (stronger) | 0.37% |
| Net charge-offs | -0.31% (stronger) | 0.40% |
| Return on assets | 0.15% | 1.74% (stronger) |
| Loans ÷ deposits | 80.3% (stronger) | 92.4% |
| Uninsured deposits | 30.0% | 1.8% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), United Texas Bank, National Association leads on 3 and Safe 1 Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.