United Texas Bank, National Association (FDIC certificate #26626) is based in Dallas, Texas. Its Q2 2026 call report shows $1.1B in total assets and $790.8M in deposits and 3 offices.
Based on its Q2 2026 filing, United Texas Bank, National Association scores 78/100, which we describe as strong. That is higher than 86% of 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 115th. Its strongest component is capital cushion (100/100; 16.02%), and its lowest is earnings (26/100; 0.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 13 points (65 → 78), mostly because the loan quality component improved by 98 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 59 |
| Q4 2024 | 60 |
| Q1 2025 | 68 |
| Q2 2025 | 65 |
| Q3 2025 | 63 |
| Q4 2025 | 85 |
| Q1 2026 | 78 |
| Q2 2026 | 78 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.48% |
| Q3 2024 | 15.56% |
| Q4 2024 | 14.94% |
| Q1 2025 | 15.38% |
| Q2 2025 | 16.09% |
| Q3 2025 | 15.64% |
| Q4 2025 | 15.50% |
| Q1 2026 | 15.75% |
| Q2 2026 | 16.02% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.89% |
| Q3 2024 | 3.91% |
| Q4 2024 | 3.99% |
| Q1 2025 | 3.02% |
| Q2 2025 | 2.95% |
| Q3 2025 | 2.64% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.22% |
| Q3 2024 | 1.18% |
| Q4 2024 | 1.17% |
| Q1 2025 | 2.22% |
| Q2 2025 | 1.55% |
| Q3 2025 | 1.09% |
| Q4 2025 | 0.94% |
| Q1 2026 | 0.24% |
| Q2 2026 | 0.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $1.1B | 16.02% | 0.00% | 0.15% | 80.3% |
| Q1 2026 | 78 | $1.0B | 15.75% | 0.06% | 0.24% | 83.8% |
| Q4 2025 | 85 | $1.1B | 15.50% | 0.06% | 0.94% | 72.0% |
| Q3 2025 | 63 | $1.1B | 15.64% | 2.64% | 1.09% | 76.4% |
| Q2 2025 | 65 | $1.0B | 16.09% | 2.95% | 1.55% | 73.2% |
| Q1 2025 | 68 | $1.1B | 15.38% | 3.02% | 2.22% | 68.2% |
| Q4 2024 | 60 | $1.1B | 14.94% | 3.99% | 1.17% | 65.4% |
| Q3 2024 | 59 | $1.1B | 15.56% | 3.91% | 1.18% | 72.3% |
| Q2 2024 | 58 | $1.0B | 14.48% | 3.89% | 1.22% | 70.1% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| UBankBank Huntington, TX | 69 out of 100, Moderate | $1.0B | 10.5% | 0.46% | vs |
| R BankBank Round Rock, TX | 50 out of 100, Below average | $1.0B | 9.0% | 1.55% | vs |
| The First National Bank of McGregorBank Mc Gregor, TX | 42 out of 100, Below average | $1.1B | 9.5% | 2.72% | vs |
| Frontier Bank of TexasBank Elgin, TX | 75 out of 100, Strong | $1.1B | 10.0% | 0.15% | vs |
| Clear Fork Bank, National AssociationBank Albany, TX | 79 out of 100, Strong | $1.0B | 10.6% | 0.26% | vs |
| First Command BankBank Fort Worth, TX | 82 out of 100, Strong | $1.1B | 10.2% | 0.42% | vs |
Deposit insurance
Is my money safe at United Texas Bank, National Association?
Yes. United Texas Bank, National Association is an FDIC-insured institution (FDIC certificate #26626). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.0% of deposits ($237.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.02%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
United Texas Bank, National Association lists 3 offices in 1 city. Most locations:
- Dallas, TX (3)
Identity & history
Profile
- Legal name
- United Texas Bank, National Association
- Former names
- United Texas Bank; Park Central Bank of Dallas
- Type
- National bank
- FDIC certificate #
- 26626
- RSSD ID
- 726953
- Primary regulator
- OCC
- Holding company
- Utb Financial Holding Co
- Established
- April 7, 1986
- Headquarters
- 13101 Preston Rd, Dallas, TX 75240
- Website
- www.unitedtexasbank.com
- Employees
- 82
Quick answers
United Texas Bank, National Association: common questions
Is United Texas Bank, National Association FDIC insured?
Yes. United Texas Bank, National Association is an FDIC-insured institution (FDIC certificate #26626). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is United Texas Bank, National Association's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has United Texas Bank, National Association ever failed?
There is no failure record for FDIC certificate #26626 in the FDIC failed bank list.
How many branches does United Texas Bank, National Association have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dallas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |
| Safe 1 Credit UnionCredit union Bakersfield, CA | 90 out of 100, Very strong | $1.2B | 16.0% | 0.37% | vs |