Side-by-side · Q2 2026 data
Unitus Community Credit Union vs First Community Credit Union
Metric by metric
| Measure | Unitus Community Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 63 | 86 (stronger) |
| Capital cushion | 49 | 83 (stronger) |
| Loan quality | 86 | 99 (stronger) |
| Earnings | 30 | 72 (stronger) |
| Funding & liquidity | 74 | 79 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 33rd | 95th |
| Total assets | $1.8B | $1.9B |
| Deposits / shares | $1.6B | $1.6B |
| Capital ratio | 9.86% | 13.29% (stronger) |
| Problem loans | 0.43% | 0.04% (stronger) |
| Net charge-offs | 0.43% | 0.04% (stronger) |
| Return on assets | 0.25% | 1.31% (stronger) |
| Loans ÷ deposits | 86.3% | 81.0% (stronger) |
| Uninsured deposits | 8.9% | 6.3% (stronger) |
| Offices | 12 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.1% | — |
First Community Credit Union has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Unitus Community Credit Union leads on 0 and First Community Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.