Side-by-side · Q2 2026 data
Unitus Community Credit Union vs Oregon State Credit Union
Metric by metric
| Measure | Unitus Community Credit Union | Oregon State Credit Union |
|---|---|---|
| TellerScore | 63 | 76 (stronger) |
| Capital cushion | 49 | 68 (stronger) |
| Loan quality | 86 (stronger) | 81 |
| Earnings | 30 | 73 (stronger) |
| Funding & liquidity | 74 | 76 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 33rd | 79th |
| Total assets | $1.8B | $2.8B |
| Deposits / shares | $1.6B | $2.4B |
| Capital ratio | 9.86% | 11.75% (stronger) |
| Problem loans | 0.43% (stronger) | 0.58% |
| Net charge-offs | 0.43% (stronger) | 0.74% |
| Return on assets | 0.25% | 1.32% (stronger) |
| Loans ÷ deposits | 86.3% | 84.5% (stronger) |
| Uninsured deposits | 8.9% | 5.9% (stronger) |
| Offices | 12 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.1% | 14.3% |
Oregon State Credit Union has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Unitus Community Credit Union leads on 2 and Oregon State Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.