Side-by-side · Q2 2026 data
Unitus Community Credit Union vs Rivermark Community Credit Union
Metric by metric
| Measure | Unitus Community Credit Union | Rivermark Community Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 58 |
| Capital cushion | 49 | 58 (stronger) |
| Loan quality | 86 (stronger) | 43 |
| Earnings | 30 | 49 (stronger) |
| Funding & liquidity | 74 | 83 (stronger) |
| Problem-loan coverage | 92 (stronger) | 78 |
| Peer percentile | 33rd | 19th |
| Total assets | $1.8B | $3.3B |
| Deposits / shares | $1.6B | $2.9B |
| Capital ratio | 9.86% | 10.77% (stronger) |
| Problem loans | 0.43% (stronger) | 1.72% |
| Net charge-offs | 0.43% (stronger) | 2.12% |
| Return on assets | 0.25% | 0.72% (stronger) |
| Loans ÷ deposits | 86.3% | 77.0% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 9.9% |
| Offices | 12 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.1% | — |
Unitus Community Credit Union has the higher TellerScore (63 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Unitus Community Credit Union leads on 4 and Rivermark Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.