Side-by-side · Q2 2026 data
University of Louisiana Federal Credit Union vs First Pioneers Federal Credit Union
Credit union
University of Louisiana Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Credit union
First Pioneers Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Metric by metric
| Measure | University of Louisiana Federal Credit Union | First Pioneers Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 64 (stronger) | 61 |
| Loan quality | 67 | 70 (stronger) |
| Earnings | 20 | 36 (stronger) |
| Funding & liquidity | 89 (stronger) | 82 |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 24th | 28th |
| Total assets | $61.5M | $60.9M |
| Deposits / shares | $56.6M | $55.0M |
| Capital ratio | 11.39% (stronger) | 11.05% |
| Problem loans | 0.99% | 0.89% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.67% |
| Return on assets | 0.01% | 0.40% (stronger) |
| Loans ÷ deposits | 71.3% (stronger) | 78.7% |
| Uninsured deposits | 9.2% | 5.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Pioneers Federal Credit Union has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), University of Louisiana Federal Credit Union leads on 3 and First Pioneers Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.