Side-by-side · Q2 2026 data
University of Louisiana Federal Credit Union vs First Street Federal Credit Union
Credit union
University of Louisiana Federal Credit Union
Lafayette, Louisiana · Under $100 million in assets
Credit union
First Street Federal Credit Union
Deridder, Louisiana · Under $100 million in assets
Metric by metric
| Measure | University of Louisiana Federal Credit Union | First Street Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 93 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 67 | 93 (stronger) |
| Earnings | 20 | 73 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 24th | 94th |
| Total assets | $61.5M | $60.6M |
| Deposits / shares | $56.6M | $50.7M |
| Capital ratio | 11.39% | 16.27% (stronger) |
| Problem loans | 0.99% | 0.20% (stronger) |
| Net charge-offs | 0.20% | -0.06% (stronger) |
| Return on assets | 0.01% | 1.31% (stronger) |
| Loans ÷ deposits | 71.3% | 56.3% (stronger) |
| Uninsured deposits | 9.2% | 1.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Street Federal Credit Union has the higher TellerScore (93 vs 62). On the 7 directional measures above (where higher or lower is clearly better), University of Louisiana Federal Credit Union leads on 0 and First Street Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.