Side-by-side · Q2 2026 data
University of Michigan Credit Union vs Frankenmuth Credit Union
Credit union
University of Michigan Credit Union
Ann Arbor, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | University of Michigan Credit Union | Frankenmuth Credit Union |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 61 (stronger) | 53 |
| Loan quality | 73 (stronger) | 60 |
| Earnings | 36 | 74 (stronger) |
| Funding & liquidity | 57 | 68 (stronger) |
| Problem-loan coverage | 88 (stronger) | 81 |
| Peer percentile | 27th | 36th |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.1B | $1.4B |
| Capital ratio | 11.08% (stronger) | 10.31% |
| Problem loans | 0.82% (stronger) | 1.19% |
| Net charge-offs | 0.62% | 0.43% (stronger) |
| Return on assets | 0.41% | 1.34% (stronger) |
| Loans ÷ deposits | 103.3% | 82.3% (stronger) |
| Uninsured deposits | 10.6% (stronger) | 23.6% |
| Offices | 6 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 2.8% |
Frankenmuth Credit Union has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), University of Michigan Credit Union leads on 3 and Frankenmuth Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.