Side-by-side · Q2 2026 data
University of Michigan Credit Union vs Orsa Credit Union
Credit union
University of Michigan Credit Union
Ann Arbor, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | University of Michigan Credit Union | Orsa Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 47 |
| Capital cushion | 61 (stronger) | 48 |
| Loan quality | 73 (stronger) | 49 |
| Earnings | 36 (stronger) | 21 |
| Funding & liquidity | 57 | 62 (stronger) |
| Problem-loan coverage | 88 (stronger) | 72 |
| Peer percentile | 27th | 4th |
| Total assets | $1.5B | $1.5B |
| Deposits / shares | $1.1B | $1.3B |
| Capital ratio | 11.08% (stronger) | 9.81% |
| Problem loans | 0.82% (stronger) | 1.52% |
| Net charge-offs | 0.62% | 0.62% (stronger) |
| Return on assets | 0.41% (stronger) | 0.04% |
| Loans ÷ deposits | 103.3% | 98.6% (stronger) |
| Uninsured deposits | 10.6% | 9.9% (stronger) |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
University of Michigan Credit Union has the higher TellerScore (61 vs 47). On the 7 directional measures above (where higher or lower is clearly better), University of Michigan Credit Union leads on 4 and Orsa Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.