Side-by-side · Q2 2026 data
Upper Cumberland Federal Credit Union vs Kimberly Clark Credit Union
Credit union
Upper Cumberland Federal Credit Union
Crossville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Upper Cumberland Federal Credit Union | Kimberly Clark Credit Union |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 93 (stronger) | 56 |
| Earnings | 68 (stronger) | 41 |
| Funding & liquidity | 73 | 87 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 57th | 66th |
| Total assets | $140.5M | $144.7M |
| Deposits / shares | $125.7M | $111.5M |
| Capital ratio | 9.92% | 22.34% (stronger) |
| Problem loans | 0.20% (stronger) | 1.33% |
| Net charge-offs | 0.15% (stronger) | 0.70% |
| Return on assets | 1.19% (stronger) | 0.52% |
| Loans ÷ deposits | 87.2% | 73.2% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 10.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kimberly Clark Credit Union has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Upper Cumberland Federal Credit Union leads on 4 and Kimberly Clark Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.