Side-by-side · Q2 2026 data
Upstate Telco Federal Credit Union vs New Covenant Dominion Federal Credit Union
Credit union
Upstate Telco Federal Credit Union
Gloversville, New York · Under $100 million in assets
Credit union
New Covenant Dominion Federal Credit Union
Bronx, New York · Under $100 million in assets
Metric by metric
| Measure | Upstate Telco Federal Credit Union | New Covenant Dominion Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 50 |
| Capital cushion | 100 | 100 |
| Loan quality | 91 (stronger) | 0 |
| Earnings | 30 (stronger) | 10 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 72 |
| Peer percentile | 75th | 9th |
| Total assets | $4.3M | $4.4M |
| Deposits / shares | $3.6M | $2.7M |
| Capital ratio | 16.06% | 31.34% (stronger) |
| Problem loans | 0.28% (stronger) | 7.95% |
| Net charge-offs | -0.10% (stronger) | 3.31% |
| Return on assets | 0.26% (stronger) | -0.26% |
| Loans ÷ deposits | 29.8% (stronger) | 91.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Upstate Telco Federal Credit Union has the higher TellerScore (84 vs 50). On the 6 directional measures above (where higher or lower is clearly better), Upstate Telco Federal Credit Union leads on 5 and New Covenant Dominion Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.