Side-by-side · Q2 2026 data
US Community Credit Union vs Bowater Employees Credit Union
Metric by metric
| Measure | US Community Credit Union | Bowater Employees Credit Union |
|---|---|---|
| TellerScore | 71 | 75 (stronger) |
| Capital cushion | 65 (stronger) | 58 |
| Loan quality | 77 (stronger) | 75 |
| Earnings | 52 | 90 (stronger) |
| Funding & liquidity | 81 (stronger) | 79 |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 54th | 66th |
| Total assets | $345.7M | $302.6M |
| Deposits / shares | $301.2M | $267.9M |
| Capital ratio | 11.52% (stronger) | 10.77% |
| Problem loans | 0.70% (stronger) | 0.74% |
| Net charge-offs | 0.57% | 0.49% (stronger) |
| Return on assets | 0.79% | 1.74% (stronger) |
| Loans ÷ deposits | 78.9% (stronger) | 81.2% |
| Uninsured deposits | 7.2% | 6.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.3% |
Bowater Employees Credit Union has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), US Community Credit Union leads on 3 and Bowater Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.