Side-by-side · Q2 2026 data
Usalliance Federal Credit Union vs Polish & Slavic Federal Credit Union
Metric by metric
| Measure | Usalliance Federal Credit Union | Polish & Slavic Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 73 (stronger) |
| Capital cushion | 33 | 63 (stronger) |
| Loan quality | 72 | 90 (stronger) |
| Earnings | 47 (stronger) | 41 |
| Funding & liquidity | 50 | 94 (stronger) |
| Problem-loan coverage | 80 | 97 (stronger) |
| Peer percentile | 10th | 70th |
| Total assets | $3.4B | $2.7B |
| Deposits / shares | $2.6B | $2.5B |
| Capital ratio | 8.32% | 11.32% (stronger) |
| Problem loans | 0.84% | 0.31% (stronger) |
| Net charge-offs | 0.32% | 0.08% (stronger) |
| Return on assets | 0.67% (stronger) | 0.52% |
| Loans ÷ deposits | 116.0% | 66.4% (stronger) |
| Uninsured deposits | 7.2% | 6.5% (stronger) |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | — |
Polish & Slavic Federal Credit Union has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Usalliance Federal Credit Union leads on 1 and Polish & Slavic Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.