Side-by-side · Q2 2026 data
Usc Credit Union vs Premier One Credit Union
Metric by metric
| Measure | Usc Credit Union | Premier One Credit Union |
|---|---|---|
| TellerScore | 61 | 65 (stronger) |
| Capital cushion | 53 (stronger) | 47 |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 39 (stronger) | 36 |
| Funding & liquidity | 66 | 73 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 24th | 34th |
| Total assets | $741.1M | $655.7M |
| Deposits / shares | $638.3M | $556.5M |
| Capital ratio | 10.28% (stronger) | 9.71% |
| Problem loans | 0.73% | 0.25% (stronger) |
| Net charge-offs | 0.52% | 0.50% (stronger) |
| Return on assets | 0.48% (stronger) | 0.40% |
| Loans ÷ deposits | 94.4% | 86.9% (stronger) |
| Uninsured deposits | 8.0% (stronger) | 10.7% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | — |
Premier One Credit Union has the higher TellerScore (65 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Usc Credit Union leads on 3 and Premier One Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.