Side-by-side · Q2 2026 data
Usne Penitentiary Employees Federal Credit Union vs Blackhawk Federal Credit Union
Credit union
Usne Penitentiary Employees Federal Credit Union
Lewisburg, Pennsylvania · Under $100 million in assets
Credit union
Blackhawk Federal Credit Union
Beaver Falls, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Usne Penitentiary Employees Federal Credit Union | Blackhawk Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 87 (stronger) | 52 |
| Earnings | 33 | 48 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 44th | 57th |
| Total assets | $14.9M | $15.1M |
| Deposits / shares | $13.2M | $12.4M |
| Capital ratio | 11.42% | 16.82% (stronger) |
| Problem loans | 0.40% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 0.34% | 0.69% (stronger) |
| Loans ÷ deposits | 37.8% (stronger) | 47.5% |
| Uninsured deposits | 0.0% (stronger) | 1.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blackhawk Federal Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Usne Penitentiary Employees Federal Credit Union leads on 3 and Blackhawk Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.